Through the years that debt review (or debt counselling) has been in our market, it has always been difficult for a consumer who genuinely cannot afford to pay their installment, to get assistance. When going under debt review, a court order is granted, and only the court can relax or vary the terms of the order. Even if the creditors, debt counsellor and consumer all agreed, you would still need to go to the court to change the order, otherwise, there is a default and the creditors will end up terminating.Continue reading “Under debt review and can’t afford to pay?”
There is so much confusion in the market about the UIF COVID-19 TERS process, that we thought it might be beneficial to draft a short article to simplify it. This article is aimed at small, local businesses, but the process is similar for bargaining councils and larger businesses.
If you are struggling with the process, and haven’t been able to come right with lodging a claim. Stop, read this and then try again. It’s NOT difficult to do, but the UIF process is very picky with its formatting, get it wrong and they will not accept your claim.Continue reading “Demystified – The UIF COVID-19 TERS Process”
One of the biggest worries at the moment is whether you will be able to pay your bond or not. Here is some advice on the bond payment options available to you if you hold a bond at the main South African Banks.Continue reading “Bond payment options during the COVID-19 lockdown”
This is another post in our guidelines series during the lockdown crisis. In this one, we tell you about how to submit a credit life insurance claim on an account with African Bank.Continue reading “African Bank Credit Life insurance claims”
The UIF has released a plan of action on the process to be taken for applying for benefits during the #coronavirus crisis. It is a pdf and downloadable below.
Please read our lead article to see a detailed write-up and to access the downloadable forms.
SA Home Loans has put plans in place to offer assistance to consumers receiving “no pay” during the #coronavirus lockdown. Consumers affected will be able to avail themselves of this offer from April 2020 as all consumers should still be able to make full payment in March 2020.Continue reading “SA Home Loans – Arrangements for Debt Review clients”
Going into the lockdown, there has been a lot of uncertainty. What has been certain though is that there are industries and stores that will be allowed to stay open, these are the Essential Services.Continue reading “Permit for Workers in Essential Services”
Vision Consulting has provided the following information regarding Claiming Compensation from the UIF during the #Coronavirus crisis.
The UIF is there to help during times when employees are not able to earn an income. The current coronavirus and Covid19 crisis sweeping the world is one of those times, the UIF has accordingly put steps in place that will compensate affected employees through the “National Disaster Benefit ” Scheme established.Continue reading “How to claim UIF Compensation during the Coronavirus Crisis”