Debt Counselling Works – don’t fall for the lies and misleading adverts!

Reading Time: 5 minutes

We’ve all seen them by now, posts on social media talking about new High Court Rulings, pictures of Pres. Ramaphosa smiling about the new debt relief process, happy people because government has written off their debt, Remove debt review, or debt counselling listing… The list goes on! Guess what, THEY ARE ALL FORMS OF PROHIBITED ADVERTISING!

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Under debt review and can’t afford to pay?

Cover image of the National Credit Act
Reading Time: 4 minutes

Through the years that debt review (or debt counselling) has been in our market, it has always been difficult for a consumer who genuinely cannot afford to pay their installment, to get assistance. When going under debt review, a court order is granted, and only the court can relax or vary the terms of the order. Even if the creditors, debt counsellor and consumer all agreed, you would still need to go to the court to change the order, otherwise, there is a default and the creditors will end up terminating.

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Demystified – The UIF COVID-19 TERS Process

Reading Time: 4 minutes

There is so much confusion in the market about the UIF COVID-19 TERS process, that we thought it might be beneficial to draft a short article to simplify it. This article is aimed at small, local businesses, but the process is similar for bargaining councils and larger businesses.

If you are struggling with the process, and haven’t been able to come right with lodging a claim. Stop, read this and then try again. It’s NOT difficult to do, but the UIF process is very picky with its formatting, get it wrong and they will not accept your claim.

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Tips and Tricks to deal with reduced income during the COVID19 crisis

Wordcloud of Google results
Reading Time: 7 minutes

There is so much information being thrown at us in the media at the moment and all of this just leads to more confusion. This article is meant to give small, relevant bits of information on some of the more important financial aspects of the #lockdown and #coronavirus crisis. Hope that these tips and tricks give you some help. If you feel that you have gained a bit from this article, please hit the like and share buttons at the bottom to help spread the word.

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BEWARE – COVID related Email Scam

Standard Bank logo
Reading Time: 5 minutes

I woke up this morning to an email from Standard Bank in my inbox. Nothing exciting about that, except that this one was a little different, it had some GOOD NEWS!

The Subject line informed me to “Redeem Your SBSA-COVID-19-Financial Relief Now”! Wow, awesome stuff, just what a lot of people needed at this time.

The body of the message was even more exciting, the government was giving me R7500.00 financial relief to help in the crazy times we are going through!

Then reality hit

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